Topaz is known as the gem that has the power to improve one’s communication skills. A white topaz pendant may make you a more eloquent and confident speaker. Ruby is known as the gem of courage. Wearing a ruby pendant can help you get through the trials and tribulations of life. Yellow gold brings out the bronze and golden colors inside a smoky quartz pendant. White gold will highlight the brown and grey tones of the gem. Either way, you can't go wrong.