Yellow gold brings out the bronze and golden colors inside a smoky quartz pendant. White gold will highlight the brown and grey tones of the gem. Either way, you can't go wrong. Topaz is known as the gem that has the power to improve one’s communication skills. A white topaz pendant may make you a more eloquent and confident speaker. Ruby is known as the gem of courage. Wearing a ruby pendant can help you get through the trials and tribulations of life.